Retirement Benefits

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You are eligible to participate in the salary deferral feature of the 401(k) retirement savings plan on the first day of the month following date of hire following attainment of age 21. You may contribute up to 86% of your compensation (not to exceed the maximum calendar year dollar amount set by federal regulations).

At one year of employment, Ingenovis Health will make a special matching contribution (called a safe harbor contribution) on your behalf. This amount of matching is: $1.00 for $1.00 on the first 3% you contribute plus $0.50 on the $1.00 for the next 2% you contribute. Essentially, when you contribute 5% of your salary Ingenovis Health will match 4%! You are always 100% vested in your salary deferrals and employer safe harbor match contributions.

For additional information, to enroll, or change deferrals, please refer to:

• Trustaff and VitalSolution employees: Visit mykplan.com or call ADP Retirement at 800-929-2170.

• All other employees: Visit startright.bokf.com or call the Participant Services Group (PSG) at 800-876-9557.